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What does transfer credit mean?

Transfer credit is the term universities and colleges use when they give you credit for courses you've completed at another institution.

Transfer credits are not always reciprocal. For example, the University of Winnipeg might accept a University of Manitoba course for transfer, but that doesn’t necessarily mean the University of Manitoba accepts that University of Winnipeg course in return.

Second, if one institution accepts a course for transfer, you can’t assume that other institutions will too.

Finally, if you find a course that doesn’t have an existing transfer credit for your home institution, it doesn’t mean the course won’t transfer. It just means that the course has not been evaluated. Requesting a Letter of Permission from your home institution triggers an evaluation.